Resale · Villa · Santa Ponsa

Villa with sea views in Santa Ponsa

€2,850,000

Bedrooms: 5
Bathrooms: 4
Built area: 400 m²
Plot: 1300 m²
Pool: Private · 50 m²
Sea views: Yes
Beach: 900 m
Airport: 21 min (PMI)
Golf course: 1 km
Orientation: SW
Energy rating: B
Year built: 2014
IBI (property tax): €3,420 / year

Resale: villa with 5 bedrooms and 4 bathrooms, 400 m² built on a 1300 m² plot. Private pool. The beach is 0.9 km away.

Home automation
Gym
Double garage

Cadastral reference

1213813YH5027S0028BY

Nota simple (land registry extract)

Checked on 8/20/2026

Purchase costs for this home

Purchase price

€100,000€5,000,000

Region

Property type

ResaleNew build

Tax status

Non-residentSpanish resident

With a Spanish mortgage

ExtrasSworn translationPower of attorney (sign from home)

Total purchase costs

€357,845

12.56% of the price

Total investment€3,207,845

Cost breakdown
Item	Amount
Taxes
Transfer tax (ITP)	€320,500
Fees
Notaryestimateincl. VAT	€1,795
Land registryestimateincl. VAT	€915
Lawyerestimateincl. VAT	€34,485
NIE and bank accountestimate	€150

Rates effective from 1/1/2023 · Indicative calculation, not tax or legal advice. Rates are being verified by a Spanish gestor; reduced rates (e.g. for young buyers or main residences) are not applied.

Financing

Estimate your monthly payment with a Spanish mortgage. We introduce you to the right mortgage adviser.

Purchase price (€)

Your own funds35% · €997,500

Banks usually lend non-residents up to 60–70%: plan for at least 30% of your own money plus ±10–13% purchase costs.

Interest rate (fixed, per year)3.6%

Term20 years

Monthly payment

€10,839

per month, interest and repayment

Loan amount: €1,852,500
Loan-to-value: 65%
Total interest: €748,906
Net income needed per month: €30,969

Indicative calculation, not an offer. Banks assess income, age and property individually; rates change.

Estimated rental yield

2.47%

net per year (indicative)

Average weekly rent: €5,295
Weeks let per year: 20
Gross income: €105,900 · 3.72%
Net after costs: €70,428

Holiday letting needs a tourist licence; this home does not have one (yet).

Estimate based on area, type, location and pool, after management, cleaning, IBI, community fees and utilities. Not a guarantee.

Let us manage the rental

What could this home earn?

Many buyers let their home when they are not using it. Alongside is a cautious estimate of the yield from holiday letting. If you wish, we take care of the licence, the guests and the management.