Resale · Villa · Santa Eulària des Riu

Villa with sea views in Santa Eulària des Riu

€2,950,000

Bedrooms: 4
Bathrooms: 4
Built area: 330 m²
Plot: 5000 m²
Pool: Private · 45 m²
Sea views: Yes
Beach: 2.2 km
Airport: 16 min (IBZ)
Orientation: S
Energy rating: B
Year built: 2012
IBI (property tax): €3,540 / year

Resale: villa with 4 bedrooms and 4 bathrooms, 330 m² built on a 5000 m² plot. Private pool. The beach is 2.2 km away.

Finca style
Guest house

Cadastral reference

1308841YH5039S0040NM

Nota simple (land registry extract)

Checked on 8/20/2026

Purchase costs for this home

Purchase price

€100,000€5,000,000

Region

Property type

ResaleNew build

Tax status

Non-residentSpanish resident

With a Spanish mortgage

ExtrasSworn translationPower of attorney (sign from home)

Total purchase costs

€372,116

12.61% of the price

Total investment€3,322,116

Cost breakdown
Item	Amount
Taxes
Transfer tax (ITP)	€333,500
Fees
Notaryestimateincl. VAT	€1,832
Land registryestimateincl. VAT	€939
Lawyerestimateincl. VAT	€35,695
NIE and bank accountestimate	€150

Rates effective from 1/1/2023 · Indicative calculation, not tax or legal advice. Rates are being verified by a Spanish gestor; reduced rates (e.g. for young buyers or main residences) are not applied.

Financing

Estimate your monthly payment with a Spanish mortgage. We introduce you to the right mortgage adviser.

Purchase price (€)

Your own funds35% · €1,032,500

Banks usually lend non-residents up to 60–70%: plan for at least 30% of your own money plus ±10–13% purchase costs.

Interest rate (fixed, per year)3.6%

Term20 years

Monthly payment

€11,220

per month, interest and repayment

Loan amount: €1,917,500
Loan-to-value: 65%
Total interest: €775,182
Net income needed per month: €32,056

Indicative calculation, not an offer. Banks assess income, age and property individually; rates change.

Estimated rental yield

1.82%

net per year (indicative)

Average weekly rent: €4,144
Weeks let per year: 20
Gross income: €82,880 · 2.81%
Net after costs: €53,734

Holiday letting needs a tourist licence; this home does not have one (yet).

Estimate based on area, type, location and pool, after management, cleaning, IBI, community fees and utilities. Not a guarantee.

Let us manage the rental

What could this home earn?

Many buyers let their home when they are not using it. Alongside is a cautious estimate of the yield from holiday letting. If you wish, we take care of the licence, the guests and the management.