Resale · Villa · Moraira

Villa with sea views in Moraira

€1,450,000

Bedrooms: 4
Bathrooms: 4
Built area: 320 m²
Plot: 1100 m²
Pool: Private · 40 m²
Sea views: Yes
Beach: 800 m
Airport: 66 min (ALC)
Golf course: 6 km
Orientation: S
Energy rating: B
Year built: 2008
IBI (property tax): €1,740 / year

Resale: villa with 4 bedrooms and 4 bathrooms, 320 m² built on a 1100 m² plot. Private pool. The beach is 0.8 km away.

Air conditioning
Underfloor heating
Guest apartment
Double garage

Cadastral reference

1000000YH5000S0001AZ

Nota simple (land registry extract)

Checked on 8/20/2026

Purchase costs for this home

Purchase price

€100,000€5,000,000

Region

Property type

ResaleNew build

Tax status

Non-residentSpanish resident

With a Spanish mortgage

ExtrasSworn translationPower of attorney (sign from home)

Total purchase costs

€159,058

10.97% of the price

Total investment€1,609,058

Cost breakdown
Item	Amount
Taxes
Transfer tax (ITP)	€139,500
Fees
Notaryestimateincl. VAT	€1,287
Land registryestimateincl. VAT	€576
Lawyerestimateincl. VAT	€17,545
NIE and bank accountestimate	€150

Rates effective from 6/1/2026 · Indicative calculation, not tax or legal advice. Rates are being verified by a Spanish gestor; reduced rates (e.g. for young buyers or main residences) are not applied.

Financing

Estimate your monthly payment with a Spanish mortgage. We introduce you to the right mortgage adviser.

Purchase price (€)

Your own funds35% · €507,500

Banks usually lend non-residents up to 60–70%: plan for at least 30% of your own money plus ±10–13% purchase costs.

Interest rate (fixed, per year)3.6%

Term20 years

Monthly payment

€5,515

per month, interest and repayment

Loan amount: €942,500
Loan-to-value: 65%
Total interest: €381,023
Net income needed per month: €15,756

Indicative calculation, not an offer. Banks assess income, age and property individually; rates change.

Estimated rental yield

3.12%

net per year (indicative)

Average weekly rent: €3,120
Weeks let per year: 22
Gross income: €68,640 · 4.73%
Net after costs: €45,281

Holiday letting needs a tourist licence; this home does not have one (yet).

Estimate based on area, type, location and pool, after management, cleaning, IBI, community fees and utilities. Not a guarantee.

Let us manage the rental

What could this home earn?

Many buyers let their home when they are not using it. Alongside is a cautious estimate of the yield from holiday letting. If you wish, we take care of the licence, the guests and the management.