Resale · Villa · Benissa

Villa with sea views in Benissa

€820,000

Bedrooms: 4
Bathrooms: 3
Built area: 260 m²
Plot: 1200 m²
Pool: Private · 36 m²
Sea views: Yes
Beach: 2.5 km
Airport: 64 min (ALC)
Golf course: 7 km
Orientation: S
Energy rating: C
Year built: 2012
IBI (property tax): €984 / year

Resale: villa with 4 bedrooms and 3 bathrooms, 260 m² built on a 1200 m² plot. Private pool. The beach is 2.5 km away.

Air conditioning
Summer kitchen
Garage

Cadastral reference

1039595YH5005S0006FU

Nota simple (land registry extract)

Checked on 8/20/2026

Purchase costs for this home

Purchase price

€100,000€5,000,000

Region

Property type

ResaleNew build

Tax status

Non-residentSpanish resident

With a Spanish mortgage

ExtrasSworn translationPower of attorney (sign from home)

Total purchase costs

€85,354

10.41% of the price

Total investment€905,354

Cost breakdown
Item	Amount
Taxes
Transfer tax (ITP)	€73,800
Fees
Notaryestimateincl. VAT	€1,058
Land registryestimateincl. VAT	€424
Lawyerestimateincl. VAT	€9,922
NIE and bank accountestimate	€150

Rates effective from 6/1/2026 · Indicative calculation, not tax or legal advice. Rates are being verified by a Spanish gestor; reduced rates (e.g. for young buyers or main residences) are not applied.

Financing

Estimate your monthly payment with a Spanish mortgage. We introduce you to the right mortgage adviser.

Purchase price (€)

Your own funds35% · €287,000

Banks usually lend non-residents up to 60–70%: plan for at least 30% of your own money plus ±10–13% purchase costs.

Interest rate (fixed, per year)3.6%

Term20 years

Monthly payment

€3,119

per month, interest and repayment

Loan amount: €533,000
Loan-to-value: 65%
Total interest: €215,474
Net income needed per month: €8,910

Indicative calculation, not an offer. Banks assess income, age and property individually; rates change.

Estimated rental yield

5.09%

net per year (indicative)

Average weekly rent: €2,849
Weeks let per year: 22
Gross income: €62,678 · 7.64%
Net after costs: €41,744

Holiday letting needs a tourist licence; this home does not have one (yet).

Estimate based on area, type, location and pool, after management, cleaning, IBI, community fees and utilities. Not a guarantee.

Let us manage the rental

What could this home earn?

Many buyers let their home when they are not using it. Alongside is a cautious estimate of the yield from holiday letting. If you wish, we take care of the licence, the guests and the management.