Resale · Villa · Águilas

Villa with sea views in Águilas

€540,000

Bedrooms: 4
Bathrooms: 3
Built area: 230 m²
Plot: 900 m²
Pool: Private · 32 m²
Sea views: Yes
Beach: 1.1 km
Airport: 53 min (RMU)
Orientation: S
Energy rating: D
Year built: 2007
IBI (property tax): €648 / year

Resale: villa with 4 bedrooms and 3 bathrooms, 230 m² built on a 900 m² plot. Private pool. The beach is 1.1 km away.

Guest apartment
Barbecue

Cadastral reference

1205894YH5026S0027AZ

Nota simple (land registry extract)

Checked on 8/20/2026

Purchase costs for this home

Purchase price

€100,000€5,000,000

Region

Property type

ResaleNew build

Tax status

Non-residentSpanish resident

With a Spanish mortgage

ExtrasSworn translationPower of attorney (sign from home)

Total purchase costs

€49,825

9.23% of the price

Total investment€589,825

Cost breakdown
Item	Amount
Taxes
Transfer tax (ITP)	€41,850
Fees
Notaryestimateincl. VAT	€942
Land registryestimateincl. VAT	€349
Lawyerestimateincl. VAT	€6,534
NIE and bank accountestimate	€150

Rates effective from 7/25/2025 · Indicative calculation, not tax or legal advice. Rates are being verified by a Spanish gestor; reduced rates (e.g. for young buyers or main residences) are not applied.

Financing

Estimate your monthly payment with a Spanish mortgage. We introduce you to the right mortgage adviser.

Purchase price (€)

Your own funds35% · €189,000

Banks usually lend non-residents up to 60–70%: plan for at least 30% of your own money plus ±10–13% purchase costs.

Interest rate (fixed, per year)3.6%

Term20 years

Monthly payment

€2,054

per month, interest and repayment

Loan amount: €351,000
Loan-to-value: 65%
Total interest: €141,898
Net income needed per month: €5,868

Indicative calculation, not an offer. Banks assess income, age and property individually; rates change.

Estimated rental yield

4.41%

net per year (indicative)

Average weekly rent: €2,072
Weeks let per year: 18
Gross income: €37,296 · 6.91%
Net after costs: €23,805

Holiday letting needs a tourist licence; this home does not have one (yet).

Estimate based on area, type, location and pool, after management, cleaning, IBI, community fees and utilities. Not a guarantee.

Let us manage the rental

What could this home earn?

Many buyers let their home when they are not using it. Alongside is a cautious estimate of the yield from holiday letting. If you wish, we take care of the licence, the guests and the management.