Resale · Villa · San Javier

Villa in San Javier

€365,000

Bedrooms: 3
Bathrooms: 2
Built area: 160 m²
Plot: 500 m²
Pool: Private · 24 m²
Sea views: No
Beach: 1.8 km
Airport: 23 min (RMU)
Golf course: 3 km
Orientation: S
Energy rating: E
Year built: 2002
IBI (property tax): €438 / year

Resale: villa with 3 bedrooms and 2 bathrooms, 160 m² built on a 500 m² plot. Private pool. The beach is 1.8 km away.

Air conditioning
Garage

Cadastral reference

1174218YH5022S0023WD

Nota simple (land registry extract)

Checked on 8/20/2026

Purchase costs for this home

Purchase price

€100,000€5,000,000

Region

Property type

ResaleNew build

Tax status

Non-residentSpanish resident

With a Spanish mortgage

ExtrasSworn translationPower of attorney (sign from home)

Total purchase costs

€33,975

9.31% of the price

Total investment€398,975

Cost breakdown
Item	Amount
Taxes
Transfer tax (ITP)	€28,288
Fees
Notaryestimateincl. VAT	€836
Land registryestimateincl. VAT	€285
Lawyerestimateincl. VAT	€4,417
NIE and bank accountestimate	€150

Rates effective from 7/25/2025 · Indicative calculation, not tax or legal advice. Rates are being verified by a Spanish gestor; reduced rates (e.g. for young buyers or main residences) are not applied.

Financing

Estimate your monthly payment with a Spanish mortgage. We introduce you to the right mortgage adviser.

Purchase price (€)

Your own funds35% · €127,750

Banks usually lend non-residents up to 60–70%: plan for at least 30% of your own money plus ±10–13% purchase costs.

Interest rate (fixed, per year)3.6%

Term20 years

Monthly payment

€1,388

per month, interest and repayment

Loan amount: €237,250
Loan-to-value: 65%
Total interest: €95,913
Net income needed per month: €3,966

Indicative calculation, not an offer. Banks assess income, age and property individually; rates change.

Estimated rental yield

4.56%

net per year (indicative)

Average weekly rent: €1,502
Weeks let per year: 18
Gross income: €27,036 · 7.41%
Net after costs: €16,628

Holiday letting needs a tourist licence; this home does not have one (yet).

Estimate based on area, type, location and pool, after management, cleaning, IBI, community fees and utilities. Not a guarantee.

Let us manage the rental

What could this home earn?

Many buyers let their home when they are not using it. Alongside is a cautious estimate of the yield from holiday letting. If you wish, we take care of the licence, the guests and the management.