New build · Villa · Murcia

Villa in Murcia

€349,000

Bedrooms: 3
Bathrooms: 2
Built area: 125 m²
Plot: 400 m²
Pool: Private · 21 m²
Sea views: No
Beach: 25 km
Airport: 10 min (RMU)
Golf course: 200 m
Orientation: S
Energy rating: A
Year built: 2026
IBI (property tax): €419 / year

New build: villa with 3 bedrooms and 2 bathrooms, 125 m² built on a 400 m² plot. Private pool. The beach is 25 km away.

Solar panels
Air conditioning

Cadastral reference

1190056YH5024S0025YB

Nota simple (land registry extract)

On request

New development

Altaona Golf Villas

Purchase costs for this home

Purchase price

€100,000€5,000,000

Region

Property type

ResaleNew build

Tax status

Non-residentSpanish resident

With a Spanish mortgage

ExtrasSworn translationPower of attorney (sign from home)

Total purchase costs

€45,614

13.07% of the price

Total investment€394,614

Cost breakdown
Item	Amount
Taxes
VAT (IVA) 10%	€34,900
Stamp duty (AJD)	€5,235
Fees
Notaryestimateincl. VAT	€826
Land registryestimateincl. VAT	€279
Lawyerestimateincl. VAT	€4,223
NIE and bank accountestimate	€150

Rates effective from 7/25/2025 · Indicative calculation, not tax or legal advice. Rates are being verified by a Spanish gestor; reduced rates (e.g. for young buyers or main residences) are not applied.

Financing

Estimate your monthly payment with a Spanish mortgage. We introduce you to the right mortgage adviser.

Purchase price (€)

Your own funds35% · €122,150

Banks usually lend non-residents up to 60–70%: plan for at least 30% of your own money plus ±10–13% purchase costs.

Interest rate (fixed, per year)3.6%

Term20 years

Monthly payment

€1,327

per month, interest and repayment

Loan amount: €226,850
Loan-to-value: 65%
Total interest: €91,709
Net income needed per month: €3,792

Indicative calculation, not an offer. Banks assess income, age and property individually; rates change.

Estimated rental yield

4.24%

net per year (indicative)

Average weekly rent: €1,359
Weeks let per year: 18
Gross income: €24,462 · 7.01%
Net after costs: €14,794

Holiday letting needs a tourist licence; this home does not have one (yet).

Estimate based on area, type, location and pool, after management, cleaning, IBI, community fees and utilities. Not a guarantee.

Let us manage the rental

What could this home earn?

Many buyers let their home when they are not using it. Alongside is a cautious estimate of the yield from holiday letting. If you wish, we take care of the licence, the guests and the management.