Resale · Villa · Moraira

Villa in Moraira

€595,000

Bedrooms: 3
Bathrooms: 2
Built area: 180 m²
Plot: 850 m²
Pool: Private · 28 m²
Sea views: No
Beach: 1.8 km
Airport: 65 min (ALC)
Golf course: 5 km
Orientation: SW
Energy rating: E
Year built: 1998
IBI (property tax): €714 / year

Resale: villa with 3 bedrooms and 2 bathrooms, 180 m² built on a 850 m² plot. Private pool. The beach is 1.8 km away.

Air conditioning
Fireplace
Carport

Cadastral reference

1007919YH5001S0002BY

Nota simple (land registry extract)

Checked on 8/20/2026

Purchase costs for this home

Purchase price

€100,000€5,000,000

Region

Property type

ResaleNew build

Tax status

Non-residentSpanish resident

With a Spanish mortgage

ExtrasSworn translationPower of attorney (sign from home)

Total purchase costs

€62,243

10.46% of the price

Total investment€657,243

Cost breakdown
Item	Amount
Taxes
Transfer tax (ITP)	€53,550
Fees
Notaryestimateincl. VAT	€975
Land registryestimateincl. VAT	€369
Lawyerestimateincl. VAT	€7,200
NIE and bank accountestimate	€150

Rates effective from 6/1/2026 · Indicative calculation, not tax or legal advice. Rates are being verified by a Spanish gestor; reduced rates (e.g. for young buyers or main residences) are not applied.

Financing

Estimate your monthly payment with a Spanish mortgage. We introduce you to the right mortgage adviser.

Purchase price (€)

Your own funds35% · €208,250

Banks usually lend non-residents up to 60–70%: plan for at least 30% of your own money plus ±10–13% purchase costs.

Interest rate (fixed, per year)3.6%

Term20 years

Monthly payment

€2,263

per month, interest and repayment

Loan amount: €386,750
Loan-to-value: 65%
Total interest: €156,351
Net income needed per month: €6,465

Indicative calculation, not an offer. Banks assess income, age and property individually; rates change.

Estimated rental yield

4.97%

net per year (indicative)

Average weekly rent: €2,065
Weeks let per year: 22
Gross income: €45,430 · 7.64%
Net after costs: €29,596

Holiday letting needs a tourist licence; this home does not have one (yet).

Estimate based on area, type, location and pool, after management, cleaning, IBI, community fees and utilities. Not a guarantee.

Let us manage the rental

What could this home earn?

Many buyers let their home when they are not using it. Alongside is a cautious estimate of the yield from holiday letting. If you wish, we take care of the licence, the guests and the management.