Resale · Penthouse · La Manga del Mar Menor

Penthouse with sea views in La Manga del Mar Menor

€299,000

Bedrooms: 2
Bathrooms: 2
Built area: 90 m²
Pool: Communal
Sea views: Yes
Beach: 100 m
Airport: 35 min (RMU)
Orientation: E
Energy rating: E
Year built: 1999
Community fees: €126 / month
IBI (property tax): €359 / year

Resale: penthouse with 2 bedrooms and 2 bathrooms, 90 m² built. Communal pool. The beach is 0.1 km away.

Roof terrace
Parking

Cadastral reference

1197975YH5025S0026ZA

Nota simple (land registry extract)

Checked on 8/20/2026

Purchase costs for this home

Purchase price

€100,000€5,000,000

Region

Property type

ResaleNew build

Tax status

Non-residentSpanish resident

With a Spanish mortgage

ExtrasSworn translationPower of attorney (sign from home)

Total purchase costs

€27,998

9.36% of the price

Total investment€326,998

Cost breakdown
Item	Amount
Taxes
Transfer tax (ITP)	€23,173
Fees
Notaryestimateincl. VAT	€796
Land registryestimateincl. VAT	€261
Lawyerestimateincl. VAT	€3,618
NIE and bank accountestimate	€150

Rates effective from 7/25/2025 · Indicative calculation, not tax or legal advice. Rates are being verified by a Spanish gestor; reduced rates (e.g. for young buyers or main residences) are not applied.

Financing

Estimate your monthly payment with a Spanish mortgage. We introduce you to the right mortgage adviser.

Purchase price (€)

Your own funds35% · €104,650

Banks usually lend non-residents up to 60–70%: plan for at least 30% of your own money plus ±10–13% purchase costs.

Interest rate (fixed, per year)3.6%

Term20 years

Monthly payment

€1,137

per month, interest and repayment

Loan amount: €194,350
Loan-to-value: 65%
Total interest: €78,568
Net income needed per month: €3,249

Indicative calculation, not an offer. Banks assess income, age and property individually; rates change.

Estimated rental yield

3.62%

net per year (indicative)

Average weekly rent: €1,164
Weeks let per year: 18
Gross income: €20,952 · 7.01%
Net after costs: €10,814

Holiday letting needs a tourist licence; this home does not have one (yet).

Estimate based on area, type, location and pool, after management, cleaning, IBI, community fees and utilities. Not a guarantee.

Let us manage the rental

What could this home earn?

Many buyers let their home when they are not using it. Alongside is a cautious estimate of the yield from holiday letting. If you wish, we take care of the licence, the guests and the management.