Resale · Finca · Santanyí

Finca in Santanyí

€1,750,000

Bedrooms: 4
Bathrooms: 3
Built area: 320 m²
Plot: 15000 m²
Pool: Private · 45 m²
Sea views: No
Beach: 5 km
Airport: 35 min (PMI)
Orientation: S
Energy rating: E
Year built: 1890
IBI (property tax): €2,100 / year

Resale: finca with 4 bedrooms and 3 bathrooms, 320 m² built on a 15000 m² plot. Private pool. The beach is 5 km away.

Olive grove
Stone walls
Guest house

Cadastral reference

1237570YH5030S0031EV

Nota simple (land registry extract)

Checked on 8/20/2026

Purchase costs for this home

Purchase price

€100,000€5,000,000

Region

Property type

ResaleNew build

Tax status

Non-residentSpanish resident

With a Spanish mortgage

ExtrasSworn translationPower of attorney (sign from home)

Total purchase costs

€203,370

11.62% of the price

Total investment€1,953,370

Cost breakdown
Item	Amount
Taxes
Transfer tax (ITP)	€180,000
Fees
Notaryestimateincl. VAT	€1,396
Land registryestimateincl. VAT	€649
Lawyerestimateincl. VAT	€21,175
NIE and bank accountestimate	€150

Rates effective from 1/1/2023 · Indicative calculation, not tax or legal advice. Rates are being verified by a Spanish gestor; reduced rates (e.g. for young buyers or main residences) are not applied.

Financing

Estimate your monthly payment with a Spanish mortgage. We introduce you to the right mortgage adviser.

Purchase price (€)

Your own funds35% · €612,500

Banks usually lend non-residents up to 60–70%: plan for at least 30% of your own money plus ±10–13% purchase costs.

Interest rate (fixed, per year)3.6%

Term20 years

Monthly payment

€6,656

per month, interest and repayment

Loan amount: €1,137,500
Loan-to-value: 65%
Total interest: €459,854
Net income needed per month: €19,016

Indicative calculation, not an offer. Banks assess income, age and property individually; rates change.

Estimated rental yield

2.43%

net per year (indicative)

Average weekly rent: €3,260
Weeks let per year: 20
Gross income: €65,200 · 3.73%
Net after costs: €42,444

Holiday letting needs a tourist licence; this home does not have one (yet).

Estimate based on area, type, location and pool, after management, cleaning, IBI, community fees and utilities. Not a guarantee.

Let us manage the rental

What could this home earn?

Many buyers let their home when they are not using it. Alongside is a cautious estimate of the yield from holiday letting. If you wish, we take care of the licence, the guests and the management.