Sunbound Spain

Resale · Apartment · Valencia

Apartment in Valencia

€445,000

Bedrooms
3
Bathrooms
2
Built area
115 m²
Pool
No
Sea views
No
Beach
4.5 km
Airport
10 min (VLC)
Orientation
E
Energy rating
D
Year built
1935
Community fees
€161 / month
IBI (property tax)
€534 / year

Resale: apartment with 3 bedrooms and 2 bathrooms, 115 m² built. The beach is 4.5 km away.

  • High ceilings
  • Balcony
  • Renovated

Cadastral reference

1071271YH5009S0010JQ

Nota simple (land registry extract)

Checked on 8/20/2026

Purchase costs for this home

€100,000€5,000,000
Property type
Tax status
Extras

Total purchase costs

€46,783

10.51% of the price

Total investment€491,783
Cost breakdown
ItemAmount
Taxes
Transfer tax (ITP)€40,050
Fees
Notaryestimateincl. VAT€884
Land registryestimateincl. VAT€314
Lawyerestimateincl. VAT€5,385
NIE and bank accountestimate€150

Rates effective from 6/1/2026 · Indicative calculation, not tax or legal advice. Rates are being verified by a Spanish gestor; reduced rates (e.g. for young buyers or main residences) are not applied.

Financing

Estimate your monthly payment with a Spanish mortgage. We introduce you to the right mortgage adviser.

Banks usually lend non-residents up to 60–70%: plan for at least 30% of your own money plus ±10–13% purchase costs.

Monthly payment

€1,692

per month, interest and repayment

Loan amount
€289,250
Loan-to-value
65%
Total interest
€116,933
Net income needed per month
€4,836

Indicative calculation, not an offer. Banks assess income, age and property individually; rates change.

Estimated rental yield

3.56%

net per year (indicative)

Average weekly rent
€1,306
Weeks let per year
22
Gross income
€28,732 · 6.46%
Net after costs
€15,821

Holiday letting needs a tourist licence; this home does not have one (yet).

Estimate based on area, type, location and pool, after management, cleaning, IBI, community fees and utilities. Not a guarantee.

Let us manage the rental

What could this home earn?

Many buyers let their home when they are not using it. Alongside is a cautious estimate of the yield from holiday letting. If you wish, we take care of the licence, the guests and the management.