Sunbound Spain

Resale · Apartment · Málaga

Apartment in Málaga

€520,000

Bedrooms
2
Bathrooms
2
Built area
98 m²
Pool
No
Sea views
No
Beach
700 m
Airport
10 min (AGP)
Orientation
E
Energy rating
C
Year built
1920
Community fees
€137 / month
IBI (property tax)
€624 / year

Resale: apartment with 2 bedrooms and 2 bathrooms, 98 m² built. The beach is 0.7 km away.

  • Renovated
  • Balcony
  • Lift

Cadastral reference

1158380YH5020S0021UF

Nota simple (land registry extract)

Checked on 8/20/2026

Purchase costs for this home

€100,000€5,000,000
Property type
Tax status
Extras

Total purchase costs

€44,113

8.48% of the price

Total investment€564,113
Cost breakdown
ItemAmount
Taxes
Transfer tax (ITP)€36,400
Fees
Notaryestimateincl. VAT€930
Land registryestimateincl. VAT€341
Lawyerestimateincl. VAT€6,292
NIE and bank accountestimate€150

Rates effective from 4/27/2021 · Indicative calculation, not tax or legal advice. Rates are being verified by a Spanish gestor; reduced rates (e.g. for young buyers or main residences) are not applied.

Financing

Estimate your monthly payment with a Spanish mortgage. We introduce you to the right mortgage adviser.

Banks usually lend non-residents up to 60–70%: plan for at least 30% of your own money plus ±10–13% purchase costs.

Monthly payment

€1,978

per month, interest and repayment

Loan amount
€338,000
Loan-to-value
65%
Total interest
€136,643
Net income needed per month
€5,651

Indicative calculation, not an offer. Banks assess income, age and property individually; rates change.

Estimated rental yield

4.48%

net per year (indicative)

Average weekly rent
€1,495
Weeks let per year
26
Gross income
€38,870 · 7.48%
Net after costs
€23,318

Holiday letting needs a tourist licence; this home does not have one (yet).

Estimate based on area, type, location and pool, after management, cleaning, IBI, community fees and utilities. Not a guarantee.

Let us manage the rental

What could this home earn?

Many buyers let their home when they are not using it. Alongside is a cautious estimate of the yield from holiday letting. If you wish, we take care of the licence, the guests and the management.